Invest into a better Future: A Guide to the Various Types of Investments

Jan-28-2023Blog by – Mr. Ashish AjmeraRead Time: 4 Min.Word Count: 531
83Invest into a better Future: A Guide to the Various Types of Investments
Today’s investors are more open-minded to exploring different investment avenues to maximize returns and grow their wealth. They want to go beyond traditional investments such as fixed deposits, NSC, PPF, insurance, pension plans, and real estate. If you also want to expand your investment portfolio, here are some types to consider:

1. Mutual Funds
Mutual funds are professionally-managed schemes where several investors pool in their money to invest in equity and debt stocks. You can invest in various types of mutual funds – equity, debt, balanced, index, income and many more. Mutual funds are a good option when you are an amateur investor in market-linked instruments or lack the knowledge and time to track market movements.

2. Equity
Equity or direct stocks are suitable for investors with a risk-taking appetite. You get ownership of the company to the extent of the stocks you have purchased. Direct stocks are classified based on market capitalization (large cap, mid cap, small cap), ownership (preferred, hybrid), and dividend payment (growth, income). You can buy or sell these stocks at your discretion in the market to earn profits. Though equity is vulnerable to market volatility, historical data shows equity provides better returns than other instruments in the long term. Moreover, you can reduce the risks further by taking professional investment advice from the best trading brokerage firms.

3. Commodity Trading
This type of investment allows you to buy, sell or trade in commodity products. These commodities are physical raw materials or primary products. Commodity trading gives you a potential hedge against inflation and risk, especially during a crisis. Some of the commodities you can invest in are metals (gold, silver, iron), energy goods (oil, natural gas), agricultural goods (spices, grains, cotton), and environmental goods (renewable energy certificates, biogas).

4. Bonds
A bond is a fixed-income debt instrument. When you make an investment in bonds, you are lending money to an entity such as a company or government. This entity agrees to pay you regular interest at a fixed interest rate and return the entire principal amount on the maturity date. Bonds provide predictable income and relatively have low volatility. There are various types of bonds – sovereign gold bonds, corporate bonds, zero coupon bonds, and G-sec (government security) bonds.

5. Forex Market
You can consider this investment when you want to invest in international stock markets such as NYSE, NASDAQ, SSE, EURONEXT, etc. You can buy, sell or trade in global currencies to earn profits from their price movements and exchange rates. The forex market has high liquidity. However, the forex market is governed by ever-changing global socio-economic-political factors which can affect your investment. Hence, it is advisable to invest in currencies through reliable forex brokers in India.

All these five types of investments need some degree of experience and expertise in markets. You also need to continuously monitor these investments to ensure that their returns align with your investment objectives. If you are looking for practical and efficient advice on your investments, Ajmera x-change can help you. We are a professional financial services platform that deploys in-depth research methodology and technology-driven processes to make the most of your investment.

Get in touch to know more.
Rate & Review:GoodOkNot Good

Leave Your Comments

Your Comments
No comments found

Open Demat Account


Escalation Matrix

Details of Contact Person Address Contact No. Email Id Working Hours
Client Servicing / Customer care Suresh Munge 63-67, Ajmera House,
4th Floor, Off K.H.Ajmera Chowk,
Pathakwadi, Mumbai – 400 002.
022-40628913 10:00 am to 6:00 pm
Head of Client Servicing Mr. Dhanesh Bendre's 63-67, Ajmera House,
4th Floor, Off K.H.Ajmera Chowk,
Pathakwadi, Mumbai – 400 002.
022-40628915 10:00 am to 6:00 pm
Compliance Officer Ashish Ajmera 63-67, Ajmera House,
4th Floor, Off K.H.Ajmera Chowk,
Pathakwadi, Mumbai – 400 002.
022-40628888 10:00 am to 6:00 pm
CEO / Whole Time Director Ashish Ajmera 63-67, Ajmera House,
4th Floor, Off K.H.Ajmera Chowk,
Pathakwadi, Mumbai – 400 002.
022-40628888 10:00 am to 6:00 pm

In absence of response/ complaint not addressed to your satisfaction, you may lodge a complaint with CDSL at or SEBI at Please quote your Complaint Ref No. while raising your complaint at SEBI SCORES/ Depository portal.

Group Companies Members of BSE, NSE, MCX, MSEIL, CDSL, Broking Services, Depository Services
BSE Clearing No.: 911 | NSE Clearing No.: 11858 | MCX Clearing No.: 10665 | MSEIL Clearing No.: 11400 | CDSL DP ID: 30300 | SEBI Regn. No.: IN-DP-715-2022 | SEBI Reg No.: INZ000177531 (Cash/F&O/CDs/MCX)

Attention Investors
1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.
2. Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge.
3. Pay 20% upfront margin of the transaction value to trade in cash market segment.
4. Investors may please refer to the Exchange's Frequently Asked Questions (FAQs) issued vide circular reference NSE/INSP/45191 dated July 31, 2020 and NSE/INSP/45534 and BSE vide notice no. 20200731-7 dated July 31, 2020 and 20200831-45 dated August 31, 2020 dated August 31, 2020 and other guidelines issued from time to time in this regard
5. Check your Securities /MF/ Bonds in the consolidated account statement issued by NSDL/CDSL every month.
.......... Issued in the interest of Investors

© Copyright 2022 Ajmera Associates Ltd
Designed, Developed & Content Powered by  Accord Fintech Pvt. Ltd.