Why Do You Need A Wealth Advisor?

May-30-2020Blog by – Mr. Ashish AjmeraRead Time: 3 Min.Word Count: 717
229Why Do You Need A Wealth Advisor?

Long term wealth accumulation is a tough game. While all of us are looking to enhance the value of our hard-earned savings and looking to invest wisely in order to draw the maximum potential gains out of it, remember that putting money in shares through an online stock trading company is just a part of the whole wealth management process. There are plenty of stock advisory companies in Mumbai and the rest of the country. The day to day news flow related to markets and the economy has also increased sharply over the last few years following the proliferation of online stock market trading in India. However, effectively allocating your capital in various assets like stocks, debt, mutual funds, and commodities like Gold, etc requires a professional touch. This need is even more highlighted in testing times like the ones we are witnessing right now. 

The local stock markets tanked to around three years low in March following the Coronavirus scare and are trading with plenty of volatility given the uncertain economic outlook in the near term. A good advisor would be of great help to investors are they navigate through the volatility and ensure efficient returns on their funds over the coming period. 

Wealth creation is a key perspective when it comes to long term financial security and well-being. Because it entails navigating through various phases like Bull Run and bearish runs in financial markets, a knowledgeable and insightful advisor can make you avoid committing mistakes normally done in online stock trading

Channelizing savings in an effective manner is critical when it comes to ensuring a proper amount of liquidity for serving your current needs and saving for the future. This is where a proper allocation to various assets comes in, something that a wealth advisor can help you with after understanding your financial position and risk-taking ability. 

The time value of money matters a lot in investments. Unless you are allocating your funds in a manner in which your long term return is superior to the rate of inflation or rise in prices, it can be said that your savings are negative in absolute terms. 

A professional touch is needed for all activities to ensure a finesse and perfect execution. This is even more compelling when it comes to share market or wealth advisory. There are many service providers offering such advisory for individuals engaging in online stock market trading in India. However, it is critical that you choose an advisor who is experienced and level headed in his or her approach. 

Market volatility is an essential ingredient of financial markets and investing. Stock prices could shot up on either side in an intensely sharp manner following economic cues or policy changes or a health hazard like the Covid-19 that we are witnessing right now. It is important not to lose your patience and stay on the right course in order to meet your financial goals. 

Avoiding mistakes is of paramount importance when it comes to successful investing. However, it is easier said than done due to a lack of expertise in the financial domain and ever-changing market dynamics. A prudent wealth advisor can help a lot in ensuring that you avoid committing such mistakes and follow the right path. 

A good wealth advisor would take care of your finances and offer the most appropriate set of investment options based on availability and likely benefits. He or she also needs to identify the impact of potential changes in the client’s income and expenses in the medium and long term. This effectively entails devising a strategy to monitor your financial goals, needs, and a constant review of your overall financial progress. This would allow you to focus on your professional and personal engagements in a more fulfilling manner. 


An efficient stock advisory service will benefit not just an individual but the entire family by virtue of mapping out a right wealth accumulation plan. However, it is important that you clearly express your needs and expectations to help the advisor make an informed decision. Keep in mind that risk tolerance is the key here. Also, be specific about the time horizon when it comes to long term investments. Your recurring income needs and tax liabilities also need to find a mention in a wealth management strategy.
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Attention Investors
1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 1, 2020.
2. Update your mobile number & email Id with your stock broker/depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge.
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