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Understand the difference between FII VS DII and Retail Investors

Nov-28-2022Blog by – Mr. Dhruv AjmeraRead Time: 4 Min.Word Count: 578
194Understand the difference between FII VS DII and Retail Investors
Let us first understand what are FII`s and DII`s. FIIs are mutual funds or insurance businesses from a foreign country and can be from any country. DII’s on the other hand, are domestic institutions that invest in the markets, such as insurance companies, pension funds, private equity investors, etc. FII`s holds approximately 21% of overall holdings in the companies that
make up the nifty 500. On the other hand, DII`s holds 14% of all shares in the nifty 500 companies. The top FIIs who invest in India are Govt. of Singapore, ABU DHABI INVESTMENT AUTHORITY, Fraklin Templeton investment funds, etc.

Looking at the past data of the Indian stock market, the market majorly responds to the strength of the FII’s buying and selling. On the other hand, DIIs hold less value than FIIs, the market
use to rise when there use to be a selling spree of FIIs for example in the year 2008 net sell of FII was 101802cr because of the financial instability of the debt market of the U.S causing a domino effect on its stock market. This was the main reason for the crash of the Indian market, Nifty, Banknifty, and Sensex falling over 55% that year though the net buying of DII’s was 72966 cr leaving a net removal of 28836 cr from the Indian markets.

If we look at the past twelve months` data, it is evident that the FIIs are losing their power over DIIs and retail investors as FII`s net sell in the year 2022 is 273773 cr, and DIIs have bought
nearly 253159 cr and our markets are making new highs. Over the last few years there’s been a discussion over the power of retail investors because of the robust growth in the
retail segment and increase in awareness of smart investment, also with the increase in the spending capacity of people there are more new investors are coming in to participate in
investing into mutual funds, and because of this DIIs are able to invest a large chunk of money into the market and provide different types of mutual fund schemes to the public according
to their requirements. In India, there are a total of 3 to 4 percent of investors from our total population who invest in the stock market through different products, on the other hand, in
other countries, there is 20 to 25 percent of the population invests in the stock markets, so there is a lot of room for growth in India.

The rise of DII in India has been stupendous over the last 5 years and the tsunami of domestic capital will not just match but beat the foreign fund flows in India. The market requires a healthy mix of FII and DII, but the cult of equity culture in India has only just taken off with a long runway ahead. Mutual funds have now been looked upon very seriously as an asset class that was earlier restricted to gold, real estate, and FD. DIIs have played a huge role in educating the retail audience.

Wrapping Up

Depending on where they invest and where they are from, institutional investors like FIIs and DIIs behave differently. Both of them are crucial market players whose activities have a big impact on the market. Future market movements may be foreseen if you monitor how FII and DII impact the stock market. You must determine the motivation behind their behaviors prior to basing investment selections on these figures.

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