Market Knowledge and Experience

The advisors bring the stock market knowledge and experience that you may be lacking. They understand the stock movements and market trends and know when to invest, hold and exit. They also possess insider information due to a strong network of traders and industry professionals. 

Understanding of Your Financial Goals and Behaviour

A personal advisor or stock market advisory firm conducts an in-depth assessment of your financial objectives and risk appetite to align your investment. For example, if you are a conservative investor, want steady returns or have short-term needs (for example: buying a house or car), the advisor would suggest debt stocks or mutual funds. If you have a high-risk appetite or long-term investment goals (for example: retirement, children’s marriage), then the advisor would recommend putting money in equity stocks.

Risk-Return Trade-off

When you invest, your primary goal is to minimise the risks and maximise the returns. However, it may not be possible for you to achieve this goal on your own because you have to calculate various financial ratios. A financial advisor continuously researches and analyses the stocks and monitors their performance for a better risk-return trade-off. 

Portfolio Management

Whether you want to build an investment portfolio or already have one, you need someone to manage it efficiently. An advisor can help you diversify your portfolio by investing in stocks across different companies, sectors, market caps, time frames and geographies. This way, your portfolio can have tactical asset allocation to withstand market volatility as well as improve the returns.

Tax Planning and Management

You need to know about stock market taxation rules related to capital gains tax, securities transaction tax and dividend distribution tax. This can be a complex affair. You may end up paying more taxes or lose tax income if you are not cautious. An advisor can plan your stock investment strategically for taxation purposes.

Even when you learn the ropes of the stock market, you may not be able to dedicate the required time and effort to earn higher returns. That’s where investment advisory services like Ajmera x-change can hold your hands. 

One of the most reputed stock brokers in Mumbai, Ajmera x-change offers easy, quick and customised investment solutions. We have served hundreds of clients over the years, enabling them to achieve their financial goals. Our team comprises stock market experts who follow sophisticated processes, do in-depth analysis and use technology to generate consistent and sustainable returns.

Get in touch with us to know more.